Fact act Massachusetts

Bookmark Us Promote Us Contact Us Image (Captcha) types FAQ How to Buy a House How to Buy a House home Learn the basics 1.The Basics 2.How much home can you afford? 3.The Down Payment 4.The fact act Massachusetts Loan -Assuming a fact act Massachusetts Loan -Owner Financing 5.fact act Massachusetts Qualifying for a loan 6.Understand Closing Costs Do the groundwork 7.Get your finances in order 8.Check Your Credit Report -Repair bad credit -Establish Credit if you don't have any The Process 10.Find a Lender 11.Evaluate the bank's offer 12.Start looking at houses 13.Get the Disclosure 14.Make an offer / Sign a Contract fact act Massachusetts 15.Have the House Inspected 16.Problems on the Inspection? check your credit report 17.Renegotiate the terms 18.Appraisal & Insurance 19.Closing! After the purchase Avoding scams More about Mortgages How much loan can you get? 30-year loans Prepaying your mortgage How to figure mortgage interest Private Mortgage Insurance Paying Points If you won't live long enough to pay off the mortgage Other Topics Renting vs. Homebuyer Tax Credit Buying is an investment Appreciation Paying cash vs. getting a loan The Debt Ratio Tax breaks are actually welfare for the rich Other Links to helpful fact act Massachusetts sites Fan Mail Michael Bluejay's home page Email Me « Back: Credit Reports & Credit Scores « » Next: Establishing credit, or Find a lender » This page will tell you everything you need to know about improving your credit score. check credit history If you haven't already read my fact act Massachusetts introduction to Credit Reports & Credit Scores, I strongly suggest fact act Massachusetts you read that first. Myth: Checking my credit score or getting my credit report hurts my credit score. Inquiries about your report for the purpose of establishing new credit can decrease fact act Massachusetts your score a little bit, but inquiries to just get your score or a copy of your report never hurt your score. And even though inquiries for the purpose of establishing new credit reduce your score, they don't reduce it by very much. Myth: Closing credit card or merchant accounts will help my credit score. free company credit report